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Frequently asked questions

Everything you need to know about the product.

What is the Stanbic IBTC Home loan?
What are the acceptable title documents?
I need financing to purchase an off plan residential unit, is this covered under the Stanbic IBTC Home Loan?
What is the minimum loan amount I can access on the Stanbic IBTC Home Loan?
What is the maximum loan amount?
Do I have to make a deposit to access the loan?
What collateral must be provided for the Stanbic IBTC Home Loan?
What are the repayment options on the Stanbic IBTC Bank Home Loan?
Who is eligible for home loan?
What are the age limits?
What is the minimum length of employment required?
What is ITI and DSR?
What is the Stanbic IBTC Home loan tenure?
What documents do I need to submit to access the Stanbic IBTC Home Loan?
What is the cost of perfection on the Home Loan?
Can I pay down before the expiration of the facility?
Can I access the loan to purchase lands only?
Are co-applications allowed?
What are the approved locations for the Stanbic IBTC Home loan?
Can I get more money after a period of repayment?
Is there an insurance cover on the Property?
Where do we send inquiries to?
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